It is safe to say we are in a buyer’s market in San Francisco. There are a few buyers out there aggressively looking for that right home. Other buyers are sitting on the fence. Is the market going to decline further? Or has there been enough softening to indicate that there is value in purchasing a home today?

Time is on one’s side whenever a real estate purchase is made. This recent NYT article  sums it up well. Ten years from now we will look back at this period as the golden age to purchase real estate. 

Talk to your lender/mortgage broker. Find out what you can qualify for.